Shmulik Fishman is the Founder and Chief Executive Officer of Argyle, the leading employment data platform that provides companies access to user-permissioned records in real-time.

shmulikfishman@gmail.com

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The Broken Connection Between Payroll Data and Financial Access

Argyle is empowering income information for the next level of financial access using over 140 granular data points (like hours worked, title, years at a company, and more), so that financial institutions can accurately understand past income and future income, opening access to earned wages, paycheck-linked lending, and real-time information like never before.

Finance
The Broken Connection Between Payroll Data and Financial Access

There’s Only One Way to Accomplish the Improbable

Your A-game is your input; it’s getting a good night of sleep, staying intellectually curious, going the extra mile for a client and colleague, or staying up late until the code has been patched and is back in production.

Teamwork
There’s Only One Way to Accomplish the Improbable

The Power of Knowing When to Say “No”

As a two-time CEO, ‘no’ has become one of my favorite words. Let me explain: If you’re building a company you’ll want to talk to everyone to try to craft solutions. That’s great to come up with a thesis for the company you want to build, but as you’re building you’ll need to start prioritizing, […]

Teamwork
The Power of Knowing When to Say “No”

If Data is the New Oil, Aggregators Are the New Refineries

‘Data is the new oil’ is a concept that has been opined on endlessly. The Economist, Forbes, and Wired all have their takes — highlighting data as astronomically profitable and ceaselessly renewable. But oil in the ground helps no one. What makes oil useful is its extraction, refinement, logistical infrastructures, and the machinery that burns it. Data is exactly […]

Market
If Data is the New Oil, Aggregators Are the New Refineries

Consumer-Permissioned Financial Access

Consumer financial data aggregation as we know it today — collecting hundreds, sometimes thousands of data points on individuals — began as a completely analog process. In the 1950s, FICO set out to create an algorithm that could help lenders quickly understand the creditworthiness of a prospective borrower. Prior to this, the process was lengthy, […]

Market
Consumer-Permissioned Financial Access

Don’t be Creepy

Data businesses are the constant subject of scrutiny. The prevailing connotation is that data companies are mischievous by default; they process an individual’s personal information and are entrusted by a consumer to keep information safe and out of unwanted hands. Data businesses are construed as creepy. The fix is simple. Transcend skepticism with transparency and […]

Design
Don’t be Creepy