Shmulik Fishman is the Founder & CEO of Argyle, the consumer-powered income verification platform.
Growing up, I was promised flying cars, but all I got for Hanukkah was an iPhone. Today’s generation is being sold the promise that the singularity is around the corner. But most Americans download and email PDF versions of their paystubs to their bankers. Over and over again, shiny objects like AI or Blockchain live […]
In 2022, the 49ers selected Brock Purdy as the 262nd pick in the NFL draft as their third-string quarterback. For the uninitiated, that’s dead last. Mr. Purdy will earn $870,000 for the 2023 season, making him the lowest-paid quarterback in the NFL. Compare that with household names like Joe Burrow ($55M), Patrick Mahomes ($53M), and […]
164M workers are employed by 18M employers that use over 5.7K payroll processors in the United States alone. Each year, businesses spend over $11B to access the data within this network. And here is the kicker – Morgan Stanley estimates that nearly 72% of this income data is verified manually. Think of the last time […]
The 1960s was the decade of the Beatles, the civil rights movement, and the digitization of consumer finance. Banks discovered that they could move their records to computer terminals to slash administrative costs and make more money. It was a smash success. New revenue streams emerged, and banks began selling their own customers’ data on […]
In the before times, copying documents required placing a sheet of carbon between the paper used for writing and the one used for copying. The carbon would transfer the ink between the two pages. From handwritten notes to typewriters and now emails, “Cc” is used to convey the process of making a carbon copy of […]
our teams get frustrated with themselves and each other over a statistical fact outside of anyone’s control: almost every company that starts fails. Why? We run out of money before turning a profit.
